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EU and the United Kingdom, the laws of motor insurance

In 1930 the British government introduced a law that required every person who used a vehicle on the road to be at least third personal injury insurance. Today laws of the United Kingdom is defined by The Road Traffic Act, which was last modified in 1991.

The law requires all motorists to be insured against accidents for their responsibility towards others (including passengers), and for damage to others' property obtained with the use of a vehicle on a road or other public places public. This is the so-called Third Party insurance. It is an offence to drive a car, or allow others to drive without insurance at least Terzi, while on the public highway, on private land not apply such legislation.

The certificate of insurance or cover note issued by the insurance company is legal proof that the vehicle indicated on the document is actually insured. The law says that a person, such as the police, may require a driver to produce an insurance certificate for inspection. If the driver is unable to show the document immediately upon request, and then the driver will be issued a HORT / 1 with seven days, as of midnight, the date of issue, take a valid certificate of insurance (and usually other documents driving e) A police station of choice for the driver. Failure to produce a certificate of insurance is a crime.

The insurance is more expensive in Northern Ireland than in other parts of the United Kingdom.

Motorists in the United Kingdom are required to display a vehicle excise disc in their car when it is stored or driven on public roads. This helps to ensure that most people have adequate insurance on their vehicles, because they are required to produce a certificate of insurance, when you buy the disc. But this is a practice known for some people to purchase insurance to obtain the certificate, and then to cancel the insurance and get a full refund within the 14 day period of reflection.

The Motor Insurers Bureau compensates the victims of accidents caused by motorists driving without insurance and untraced. It also operates the Motor Insurance Database, which contains information of every vehicle in the country.